Prequalification Request Form
This is a special program for TNC and GIG drivers to prequalify for new and used vehicle financing by the Fairless Motors and ACC Consumer Finance LLC. By completing the Prequalification Request Form, you will be advised whether you may be eligible to receive a credit offer under the program. Even if approved, you will still be required to complete a full application, which will be subject to another credit review in order to get a final credit decision.
Personal Information
*Alimony, child support, or separate maintenance income need not be revealed if you do not wish to have it considered as the basis for repaying this obligation.
Assets report
Plaid provides borrowers with a quick and seamless experience that eliminates the need to manually collect paper documentation and helps reduce closing time.
By clicking the Submit button below, you acknowledge that the above information is true and correct, and you authorize Fairless Motors (“Dealer”) to share this prequalification request and other information Dealer collects for and/or about you with ACC Consumer Finance, LLC with an address at 70 West Oakland Ave., Suite 306, Doylestown, PA 18901 (“ACC”, and together with Dealer, “we” or “us”) for the purpose of securing credit. You further authorize us to each obtain one or more consumer credit reports on you for the purposes of prequalification, as well as to gather and confirm credit, bank, income, employment history and other information you have provided in the prequalification request as necessary and appropriate. This credit inquiry will not impact your credit score. You understand that we will each retain this information whether or not your request for prequalification is approved, and that it is your responsibility to notify us of any changes in name, address or employment. You acknowledge and agree that this is a request for prequalification. Even if we provide you with prequalification terms, you will need to complete a full credit application and authorization to obtain one or more consumer credit reports in order to receive a final credit decision. This credit inquiry may impact your credit score. If approved at that time, you will receive a credit offer with the actual credit terms.
You consent to receive autodialed, prerecorded and artificial voice calls and text messages for servicing and collection purposes from us at the telephone number(s) provided in this prequalification request, including any cell phone numbers. The consent applies to Dealer, as well as ACC.
State Law Disclosures:
California Residents: An applicant, if married, may apply for a separate account.
Maine Residents: You must have physical damage insurance covering loss or damage to the vehicle for the term of any contract. For a lease, you must also have the liability insurance as described in the lease. You may buy this insurance from anyone you choose. You do not have to buy it from someone affiliated with the dealer or an assignee of this contract. Your choice of insurance will not affect the credit approval process unless the insurance does not satisfy the contract requirements or the insurance company does not satisfy the reasonable standards of the dealer or an assignee of the contract.
New Hampshire Residents: A balloon contract is an installment sale contract with a final scheduled payment that is at least twice the amount of one of the earlier scheduled equal periodic installment payments. If this is an application for a balloon contract, you are entitled to receive, upon request, a written estimate of the monthly payment amount that would be required to refinance the balloon payment at the time the payment is due based on the creditor’s existing refinancing programs.
New York Residents: A consumer report may be obtained in connection with your application. If credit is extended, the holder of the credit may obtain additional consumer reports in connection with any update, renewal or extension of the credit. If you ask, you will be told whether a consumer report was requested and the name and address of any consumer reporting agency that furnished the report.
Ohio Residents: The Ohio laws against discrimination require that all creditors make credit equally available to all credit worthy customers, and that credit reporting agencies maintain separate credit histories on each individual upon request. The Ohio civil rights commission administers compliance with this law.
Rhode Island Residents: Consumer reports may be requested in connection with this application.
Vermont Residents: You authorize any potential creditor with which this credit application is shared to obtain and verify information about you (including consumer reports) as necessary or appropriate to evaluate your application for credit. If credit is extended, you also authorize holder of the credit to obtain additional consumer reports in connection with the same transaction or extension of credit, for the purpose of reviewing the account, increasing the credit line on the account, for the purpose of taking collection action on the account, or for other legitimate purposes associated with the account.
Married Wisconsin Residents: No provision of a marital property agreement, unilateral statement under Section 766.59, Wisconsin Statutes, or a court decree under Section 766.70, Wisconsin Statutes, affecting marital property adversely affects the interest of a creditor, unless the creditor receives a copy of the agreement, statement or decree prior to granting the credit or unless the creditor has actual knowledge of the adverse provision when the obligation to the creditor is incurred.